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Simply Family Budget
A family budgeting app that finally feels usable

Track spending, set shared budgets, eliminate money stress — without forcing everyone to learn complicated systems. Built for families, not accountants.

Simply Family Budget helps households see a clear projected balance before transactions fully post. It is available on web and iOS, which is especially useful in Canada where credit card charges can appear days after a purchase. Families and couples can track accounts manually, plan upcoming bills, and share one view of spending.

Early Access members receive lifetime access · No credit card required

Built and used daily by the founding family. Refined through real household use, now inviting early users to help shape the product.

Simply Family Budget dashboard preview showing shared budgets, transactions, and family account balances
Early Access

Everything Your Family Needs

Powerful features designed for modern families

Family Collaboration

Invite family members to manage budgets together. Owner and member roles ensure everyone has the right level of access.

Smart Wallet Management

Track multiple accounts: checking, savings, cash, and credit cards. Monitor credit utilization and balances in real-time.

Recurring Transactions

Set up automatic tracking for bills, paychecks, and subscriptions. Never forget a payment with smart scheduling.

Budget Tracking & Alerts

Set spending limits per category and period. Get instant notifications when you're approaching or exceeding your budget.

Reports & Forecasts

Visualize spending patterns, track trends, and predict future cashflow. Make data-driven financial decisions.

Complete Audit Trail

Every transaction is tracked and versioned. View history, see who made changes, and restore previous versions anytime.

Built for Real Families

Here's what you'll see when you sign up

How It Works

Get started in minutes, not hours

01

Create Your Family

Sign up and create your family space. Invite your partner, spouse, or other family members to manage money together from the start.

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Set Your Starting Point

Add your accounts manually by entering current balances and giving them clear names. This creates a clean starting point so the app can track spending and plan budgets correctly — no bank connections required.

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Track & Plan

Log transactions, organize categories, and set budgets that reflect real life. Add recurring entries for bills and watch your financial picture come together over time.

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Make Better Decisions Together

Monitor spending, get alerts when approaching limits, and use insights to plan ahead. Stay aligned as a family and make smarter financial decisions with confidence.

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Why Families Love Simply Family Budget

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Everyone’s on the Same Page

Clear view of spending for the whole family

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Privacy You Can Trust

Your family’s data stays private and secure

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Just Works

Quick load, instant actions, smooth everyday use

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Access Anywhere

Available on web and iOS whenever you need it

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Simple & Clear

Clean design that’s easy to understand and pleasant to use

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Anything is Easy to Fix

Easily restore previous changes

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No Internet? No Problem

Everything syncs as soon as you’re back online

Monthly Spending
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Groceries
Today
-$145.00
🎉 Under Budget!

Projected Balance

End of month
+$420.35
After rent, groceries, subscriptions

Join Early Access

Use the app today and help shape what comes next

What Early Access Means

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Fully Functional

All core features work reliably

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Active Development

Regular updates and polish based on real usage

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Your Voice Matters

Direct line to the founder

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Lifetime Access

Free forever for Early Access members

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Lifetime Access

Early Access members keep access to Simply Family Budget when paid plans are introduced - our way of thanking founding users who trust the product and help shape it from the start. To secure permanent free access, contact us at [email protected] while Early Access is open.

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Built Around Real Use

Features are shaped by how families actually manage money day to day, not by abstract ideas or assumptions. We focus on real habits, real constraints, and real situations — so the app fits naturally into everyday family life.

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Actively Improving

Simply Family Budget is actively developed, with regular updates, fixes, and refinements. As we learn from real usage, we continuously improve the app to make it more reliable, clearer, and easier to use over time.

Photo of the Simply Family Budget founders, Jul and Serge

Why We're Building This

"After years of using spreadsheets and fighting with complicated budget apps, we built Simply Family Budget for our own family. It worked so well that we're opening it up to help other families take control of their finances."

– Jul and Serge, Simply Family Budget

Our Mission

We help families to build a clear, shared understanding of their finances.

Simply Family Budget makes everyday money decisions easier to follow and easier to discuss. We help people see the bigger picture, stay aligned, and feel confident about the choices they make, together or on their own.

Our Vision

We see money as something people should feel connected to, not confused by, day to day.

We imagine a future where finances are visible, understandable, and part of everyday life. When people can clearly see what’s happening with their money, they make more intentional decisions and feel more in control.

Our Values

Built from real life

We build from lived experience, not assumptions. Our decisions are shaped by real routines, real trade-offs, and the constraints people actually live with.

Money should feel tangible

We believe people make better decisions when money feels real. Our goal is to turn abstract digital numbers into something you can clearly see, track, and emotionally understand.

Clarity over complexity

Clarity always beats complexity. If a feature doesn’t help people understand their money better, it doesn’t belong.

Calm, not pressure

Money should feel calm, not stressful. We never use fear, guilt, or urgency to push people into decisions — only clear information and space to think.

Shared or solo, always intentional

Money decisions should be intentional — whether made alone or together. We help people stay connected to their finances, regardless of how many are involved.

Sustainable progress

We value steady, sustainable progress over quick wins. Financial confidence grows through small, consistent steps — not dramatic promises.

📧 Questions or feedback? We'd love to hear from you! Email us at [email protected]

Ready to Take Control of Your Family Finances?

Join Early Access and receive lifetime access

Takes 2 minutes · Add your first transaction in under 30 seconds

Frequently Asked Questions

Quick answers about projected balance, shared budgets, and manual planning

What is projected balance?

Projected balance is an estimate of what your balance will be after planned income and upcoming expenses are applied. It helps you see where your money is heading, not only what has already posted. This is useful when you need to decide before bills or card charges officially clear.

Read the full explanation →

How is this different from other budgeting apps?

Simply Family Budget focuses on shared household visibility and manual clarity instead of depending on bank sync. It is built around upcoming bills, recurring entries, and projected balance so families can plan ahead together. The goal is to make day-to-day decisions easier to understand, not just categorize past transactions.

Does this work for Canadian users?

Yes. It is especially useful for Canadian households dealing with delayed credit card transaction posting. You can record spending when it happens so your projected balance reflects reality sooner, instead of waiting for the bank or card statement to catch up.

Can couples share one budget?

Yes. Couples can use one shared family space to see the same budgets, transactions, and account balances. This helps both people plan from the same information and reduces the need to reconcile separate apps or spreadsheets later.

How does it handle upcoming bills?

You can add recurring entries for bills, subscriptions, and paychecks so future obligations are visible before they happen. Those planned entries feed into your projected balance and help you spot tighter weeks in advance. It supports planning, not only after-the-fact tracking.